Our advisors are committed to helping people around Ireland achieve their financial goals.
Book an appointment with one of our financial advisors, virtually or in-person.
I want to invest a lump sum
If you have a cash sum you want to invest and are prepared to save for at least five years, we can help you:
- Give your cash the chance to beat inflation.
- Get a bespoke investment plan from an expert advisor.
- Find the right investment for your financial goals.
Products are provided by Irish Life Assurance and advice is provided by Irish Life Financial Services.
Start with the basics
Before you decide to make a lump sum investment, it's important to understand how it works.
What is lump sum investing?
Instead of investing small, regular amounts over a long period of time, you invest one large amount of money once.
Why should I invest a lump sum?
Your money is unlikely to generate a significant return in a regular bank account and could lose value to inflation. Investing gives your cash the opportunity to grow.
What return can I expect?
Investment returns are not guaranteed, and the value of your investment may go up or down. However, the length of time a lump sum is invested will reduce the risk of losing money - we recommend a minimum of five years investing.
How do I invest in Ireland?
A free call with one of our expert financial advisors will give you insight as to which investment is best for your lump sum and your future financial goals.
From Irish Life
Your lump sum investment options
Explore products and services for your lump sum investment and find out what your optimal investment strategy could be.
About lump sum investments
If you have any questions about investing your lump sum, you'll find the answers here.
Is there a risk of losing money?
There is risk attached to investing, but keeping your money invested for longer can mitigate that risk - and remember, by leaving your money in a bank there is risk that inflation will devalue your savings.
Should I invest now or wait for a better time?
Attempting to time the market isn’t generally advised. Simply invest and then be patient - remember you should invest for a minimum of five years, and you’ll likely see ups and downs during that period.
What does an advisor do?
Speaking to an advisor to establish your financial situation and goals will put you in the best position to know which investment is right for you.
Why invest with Irish Life?
Over 85 years of expertise
The number of years we have been looking after people in Ireland
Expert advice
Our advisors make investing easy and help you pick a plan.
Global strength
As part of Great-West Lifeco group of companies.
Lump sum investment FAQs
Free consultation
Want to talk to an expert?
Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.
What happens in your appointment?
Get an evaluation of your finances
Get answers to your questions
Get a free personalised plan
Get the right recommendations
“Use 60 mins to invest in your life, it’s time well spent on your future.”
- Linda Moran
Financial Advisor Irish Life