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All About Multi-Asset Portfolios (MAPs)

by Irish Life Financial Services

Written by Irish Life staff

Guides • 27 March 2025 • 7 min read

You'll find out:

What is a multi-asset fund?

How MAPs funds are managed for risk

Diversification: Irish Life MAPs funds are highly diversified. Each fund has assets spread across a number of classes with different types of investment approach. This broad diversification is key to the fund ranges’ risk management.

Regular reviews of Irish Life MAPs funds are aimed to enhance risk management, increase the expected fund returns, or both.

Dynamic Share to Cash (DSC) model aims to reduce the amount invested in shares and increase the amount in cash when it identifies greater potential for stock market falls. In other words, at riskier times for investments the portfolio will move further towards more stable assets.

Currency hedging is a process which aims to limit the negative impact foreign currency moves can have on investment returns. This is designed to reduce the volatility of investments based on FX fluctuations.

Rebalancing is one of the most important risk management tools used by ILIM. ILIM adjusts the asset split (i.e. rebalances) for each Irish Life MAPS fund every three months back to its intended asset split.

What is fund rebalancing?

Fund rebalancing helps mitigate risk.

Without rebalancing, investment ratios can change and may no longer be suitable for the person who chose the original allocation of 50/25/25.

How diversification makes Multi-Asset Portfolios powerful

“Diversification is the investment form of not putting all of your eggs in one basket.”

What are the assets in Multi-Asset Portfolios (MAPs)?

ILIM manages billions of Euro in assets.

Warning: If you invest in this product you may lose some or all of the money you invest.

Warning: The value of your investment may go down as well as up.

Warning: These funds may be affected by changes in currency exchange rates.

Warning: Past performance is not a reliable guide to future performance.